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Charles Davis

Charles Davis

Verified Town Circle Member
Brokering Mortgage Loan Originator
Hilton Head Island 10 Reviews

About Charles Davis

Charles Davis has spent his entire adult life in customer service, problem solving and engineering solutions. For the last seven years he’s had the honor of helping hundreds of individuals, investors, couples, and families finance their real estate and home ownership dreams. He prides himself in customer service, honesty, and transparency. Being part of an industry that is historically fraught with fraud and deceit helps Charles stand heads and shoulders above others.

He sets himself apart in residential mortgage financing by providing big picture views of each customer’s unique situation. Building wealth through real estate is one of the most stable and productive foundational wealth vehicles. Too many people these days dismiss real estate as just a place to live, especially those of the Gen Z or Millennial Generations. On the other side of the generational calendar are people moving into their retirement or third act of their lives. Too many of these folks believe that paying cash for a home in retirement is the best use of their monies. It’s not. All assets in wealth are about balance and understanding of everyone’s goals, appetite of risk and how they want to set up themselves for success and longevity.

Prior to becoming one of the best Mortgage Originators in the country Charles worked in the Information Technology industry including managing larger technology departments within small, medium, and large national organizations. He also ran a successful IT outsourcing and Value Added Reseller company for the better part of two decades.

Charles grew up in Lincoln, Nebraska, graduated from Iowa State University with a Bachelor of Architecture degree and prior to moving to the Hilton Head area of South Carolina in 2023 he lived in the Denver, Colorado metro area for almost 30 years.

Reviews

Google Maps · 2025-02-27T01:43:56Z

If you’re looking for a mortgage broker who is truly in a league of his own, look no further than Charles. From start to finish, he was an absolute rockstar to work with! His proactive approach, positive outlook, and unwavering professionalism made the entire mortgage process smooth and stress-free. Charles was always one step ahead, ensuring we had everything in place before we even knew we needed it, even though VA loans can be tricky at times. His thoroughness and attention to detail gave us complete confidence that we were in the best hands possible. No question went unanswered, and no concern was too small—he took the time to explain every step clearly and patiently and helped us with multiple options when the situation presented itself. Beyond his expertise, what really sets Charles apart is his consistent positive attitude and dedication to his customer. He genuinely cared about our success and worked tirelessly to secure the best outcome for us. Having him on our side made all the difference, and we are beyond grateful for his support. If you want a mortgage broker who is professional, knowledgeable, and an absolute pleasure to work with, Charles is the one. We can’t recommend him highly enough! If you have read this far, just call him and get Approved By Charles!

Google Maps · 2025-05-06T23:04:05Z

Working with Charles was a pleasure. He made the process as simple and easy as possible. He was patient to explain anything I didn’t understand. I highly recommend anyone to work with him. He made getting my dream home easy.

Google Maps · 2025-02-05T22:38:57Z

Knowledgeable execution of the process

Google Maps · 2024-11-11T00:23:41Z

Charles was very friendly and knowledgeable. He took the time to answer all of our questions and communicated with us frequently during the entire process. I would definitely recommend Charles to anyone in the mortgage seeking process.

Google Maps · 2024-10-22T16:08:34Z
Google Maps · 2024-08-30T15:02:14Z

Charles was so easy to work with. He explained everything and made the entire process very easy. He was always available if we had any questions or if we just wanted to know how everything was going. He made everything stress free for us. I couldn't recommend him any more. He's very intelligent and kind as well.

Google Maps · 2024-08-25T02:31:02Z

Charles and Dani were a joy to work with. Their experience and professionalism are exceptional. Charles provided guidance for us based on his real estate investing experience, which was invaluable to us. Because of his knowledge, we were able to close smoothly and on time!

Google Maps · 2024-07-19T23:38:56Z
Google Maps · 2024-07-18T10:32:39Z
Google Maps · 2024-06-03T19:38:08Z

We had a GREAT experience because of CHARLES. From our first conversation, Charles made us feel at ease. He was responsive, helpful and reassuring. The whole process was smooth and easy!